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Skip Navigation LinksMortgage Calculator

Many of our customers appreciate the convenience of our online mortgage calculator. Other companies show the monthly housing payment amount as Principal and Interest (P & I). However, a monthly payment typically includes more than that. Our detailed mortgage calculator allows you to obtain a more accurate monthly payment amount; we include Principal, Interest, Taxes and Insurance (PITI), as well as Association Fees and additional calculations based on the type of loan and down payment which may or may not include additional insurances, such as PMI (Private Mortgage Insurance) and/or MIP (Mortgage Insurance Premium). With our mortgage calculator you can make a more educated decision on what home is right for you.

PMI (Private Mortgage Insurance) – Applies to Conventional Loans with more than 80% financing. It is a required insurance paid by the borrower (Buyer) and is paid only until the principal balance is 80% or less than the purchase price of the home.

MIP (Mortgage Insurance Premium) – Applies to FHA Loans only. It is an insurance rate calculated based on the amount of your down payment (5%, 10%, or 15%) and is paid throughout the life of the loan.

Use the mortgage calculator to get an estimate of your monthly payments for the property you are interested in. The resulting calculation does not mean that it will be your exact or final payment amount. Take into consideration that taxes and insurance may vary depending on the value of the home and/or insurance coverage.

Down Payment: OR %
Loan Amount:
Years: Interest Rate:
Principal & Interest:
FHA: Yes No
Condo Association:
Homeowner Association:
Yearly Amount
Yearly Amount
Total Monthly Payment: